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Welcome Medical continued Consumer Choice plans Limited Coverage Plan The basics The Consumer Choice plans are high deductible health plans that give The Limited Coverage Plan is available only to employees whose base salary you greater control over how you spend your benefit dollars. Coverage is summarized in the at-a-glance Wellness The differences between the two Consumer Choice high deductible plans table, starting on page This plan provides you with minimal essential are the deductible, out-of-pocket maximums, prescription coinsurance as coverage only.
How to enroll Coverage is summarized in the at-a-glance table, starting on page Please review your options carefully before making your decision. Then you and the plan each pay a percentage of eligible expenses.
Coverage options your home ZIP code. Under Aetna, Anthem and Cigna, the plan offers the For more information about the Kaiser Permanente coverage available to same level of benefits. In some locations, you will have a choice between you, please refer to the Summary of Benefits and Coverage SBC , available your assigned medical carrier and Kaiser Permanente.
Wellness has its own network of providers and certain regions are assigned to a local provider network. Be sure to check whether your providers participate in Limited Coverage Plan administrator How to enroll the network. However, emergency services are covered by any provider. Services received by other members of the family will not be eligible for coinsurance rates until the family deductible is satisfied. For information on the deductibles for each plan, refer to the Medical Plans Summary of Benefits table, starting on page Services received by other members of the family will be covered according to applicable coinsurance rates until the family out-of-pocket maximum is satisfied.
Welcome Medical plans summary of benefits This is a summary of available benefits. For a complete list of covered services, please contact your medical carrier directly.
Coverage varies for Kaiser The basics Permanente so please contact Kaiser Permanente for detailed information on covered services. You will be responsible for the out-of-network deductible and your share of eligible expenses up to the allowed amount, plus any amounts over the allowed amount. The CVS Caremark pharmacy network has more than 50, Mail order is required for maintenance medications medicines Wellness pharmacies nationwide, including 7, CVS pharmacies plus Walmart, taken regularly for chronic conditions such as high blood pressure, Target and many other national and independent retail pharmacies.
You can take advantage of mail Coverage is available for pharmacies outside the CVS Caremark network, How to enroll order rates for day prescriptions through the CVS Caremark Mail but you will save money if you use participating network pharmacies. Legal notices costs and other important information, even before you are enrolled.
For coverage to be provided for maintenance medications after an Note: Walgreens is excluded from the pharmacy network. Have your remainder of the expense. There are minimums and maximums on the prescription ID ready, then: amount you pay.
Your coinsurance percentage — as well as the minimums 1. CVS Caremark will preferred brand or non-preferred brand medicine. Prescription drug contact your doctor for you. A representative will fill out the 2. Drug List. Check the supply of your prescription. Your doctor will need your prescription list to verify coverage for your prescriptions, and note that the formulary ID number. This additional amount does not count toward Prescription drug coverage will be available through Navitus.
Non-preferred and specialty brand medications are not covered. If you need special medication for conditions Visit www. Under Kaiser Permanente, prescription drug coverage is provided through Kaiser Permanente, not CVS Caremark and the minimums and maximums are different. Services from in-network Annual out-of-pocket maximum providers will cost you less. Services from out-of-network providers will cost you more. Coinsurance You and the plan share the cost of most eligible expenses.
Convenience care See page Telemedicine See page Copay A fixed amount you pay for a covered service before you receive services from a physician. With these options, your medical plan provides both medical and prescription drug coverage. An HMO is a With this option, you have the flexibility to see network of independent health care providers offering a comprehensive package of medical services any health care provider.
However, you save within a set geographic area. When you enroll in an HMO, you may be required to select a primary Wellness money when you use providers who are part of care physician PCP. Prescription drug coverage is coordinated by your selected PCP. The exception is that you do not need a referral to obtain care from a For office visits and prescription drugs, you pay professional in the network who specializes in obstetrical or gynecological care.
The provider, however, a copayment. For other services, you share a may be required to comply with certain rules, including obtaining pre-authorization for certain Legal notices percentage of the cost, called coinsurance. Special rules apply to routine preventive deductible. For other services, you may need to meet an annual deductible before more information. Copayments and deductibles vary by HMO.
In order to provide a meaningful basis for comparison, we are providing information with respect to our free cash flow reconciled to cash flow provided by operating activities, which we believe to be the most directly comparable measure under U.
Adjusted free cash flow is defined as free cash flow from above plus deferred compensation payments, transaction costs, costs related to Texas litigation, and certain other identified adjustments.
We use adjusted free cash flow, in addition to free cash flow, to provide supplemental information to our investors concerning our ability to generate cash from our ongoing operating activities; by excluding certain deferred compensation costs and our one-time Texas settlement costs, as well as transaction costs and transaction cost tax benefit related to acquisitions, and debt buyback tax benefit, we believe we provide useful additional information to our investors to help them further understand our ability to generate cash period-over-period as well as added information on comparability to our competitors.
Such as with free cash flow information, as so adjusted, is specifically not intended to provide amounts available for discretionary spending. We have added certain adjustments to account for items which we do not believe reflect our core business or operating performance, and we computed all periods with such adjusted costs.
To better understand trends in our business, we believe that it is helpful to adjust revenue to exclude the impact of changes in the translation of foreign currencies into U. A description of the adjustments which historically have been applicable in determining adjusted EBITDA are reflected in the table below. We are providing such outlook only on a non-GAAP basis because the Company is unable to predict with reasonable certainty the totality or ultimate outcome or occurrence of these adjustments for the forward-looking period, such as amortization, restructuring, NY MMIS, HE charge, goodwill impairment, and certain other adjusted items, which can be dependent on future events that may not be reliably predicted.
Based on past reported results, where one or more of these items have been applicable, such excluded items could be material, individually or in the aggregate, to reported results. We have provided an outlook for revenue on a constant currency basis due to the inability to accurately predict foreign currency impact on revenues. Adjusted Revenue, excluding divestitures, down 6. Forward-Looking Statements This release and any attachments to this release may contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of The amortization of acquired intangible assets is driven by acquisition activity, which can vary in size, nature and timing as compared to other companies within our industry and from period to period.
Restructuring and related costs. Restructuring and related costs include restructuring and asset impairment charges as well as costs associated with our strategic transformation program. Gain loss on extinguishment of debt. Represents premium on debt extinguishment and the write down of the associated unamortized discount and issuance costs.
Goodwill impairment. This represents Goodwill impairment charge related to the unanticipated losses of certain customer contracts, lower potential future volumes and lower than expected new customer contracts for all reporting units. Gain loss on divestitures and transaction costs. Represents gain loss on divested businesses and transaction costs. Litigation costs recoveries , net. Litigation costs recoveries , net primarily represents accruals for the State of Texas litigation, Student Loan Service exposures and certain significant terminated contracts that are subject to litigation.
Other charge credit. This comprises other income expenses, net, and costs associated with the Company not fully completing the State of New York Health Enterprise Platform project and the Health Enterprise Medical platform projects in California and Montana and other adjustments. Interest expense. Interest expense includes interest on long-term debt and amortization of debt issuance costs.
Gain loss on extinguishment of debt Gain loss on divestitures and transaction costs. Free Cash Flow Free cash flow is defined as cash flows from operating activities as reported on the consolidated statement of cash flows, less cost of additions to land, buildings and equipment, cost of additions to internal use software, tax payments related to divestitures, vendor financed capital lease and proceeds from sales of land, buildings and equipment. Adjusted Free Cash Flow Adjusted free cash flow is defined as free cash flow from above plus deferred compensation payments, transaction costs, costs related to Texas litigation, and certain other identified adjustments.
Constant Currency To better understand trends in our business, we believe that it is helpful to adjust revenue to exclude the impact of changes in the translation of foreign currencies into U.
Contact Data Contact. With a Reader Account, it's easy to send email directly to the contact for this release. Sign up today for your free Reader Account! Already have an account? Log in here. FY Reported. Completed Divestiture Impact 3. Adjusted FY 4. FY Guidance. Three Months Ended December 31,. Year Ended December 31,. Cost of Services excluding depreciation and amortization.
Selling, general and administrative excluding depreciation and amortization. Research and development excluding depreciation and amortization. Net Income Loss. Reclassification of currency translation adjustments on divestitures. Reclassification of divested benefit plans and other. Cash and cash equivalents. Total Liabilities and Equity. Shares of series A convertible preferred stock issued and outstanding. Net income loss. Adjustments required to reconcile net income loss to cash flows from operating activities:.
Net cash provided by used in operating activities. Net cash provided by used in investing activities. Net cash provided by used in financing activities. Effect of exchange rate changes on cash, cash equivalents and restricted cash. Increase decrease in cash, cash equivalents and restricted cash.
Income Loss From Continuing Operations. Amortization of acquired intangible assets 2. Income Loss Before Income Taxes. Adjusted Effective Tax Rate 2. Operating Cash Flow.