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So it's best to be prepared before you leave home. Take the following measures to minimize inconvenience and distress should you become ill while traveling in a foreign country. Check insurance coverage with your carrier and identify whether or not you are covered while traveling abroad. Most insurance, including Medicare, doesn't cover medical emergency evacuation back to the U. Ask for advice on medical care while traveling.
If your insurance policy doesn't cover you abroad, you may want to get a short-term health insurance policy that does. There are short-term policies designed to cover travel.
For more information, contact your travel agent or look for information in travel magazines or the Internet. Medicare often doesn't provide coverage for hospital or medical costs outside the U.
Older adults may want to contact the AARP for information about foreign medical care coverage with Medicare supplement plans. Complete the information page on the inside of your passport, providing the name, address, and phone number of someone to contact in case of emergency. This will help to facilitate identification in case of an accident. If you have a pre-existing medical condition, carry a letter from your primary healthcare provider describing the condition and any prescription medicines you take.
These should include generic names for these medicines. Know your blood type before you travel. Some countries may not have accurate and reliable blood screening systems in place. This means people who need blood may be at a higher risk for blood transfusion infections such as hepatitis B or HIV. Blood transfusions overseas should only be for life or death situations.
Ask for advice before traveling if you have a condition that may need periodic blood transfusions. Be sure to bring any medicines you are taking with you outside the U. Some medicines are considered illegal narcotics in foreign countries.
You may want to check with the foreign embassy of the country you are visiting to be sure. You can get lists of English-speaking foreign healthcare providers from the International Association for Medical Assistance to Travelers.
Contact the nearest U. Embassy or Consulate for a list of local healthcare providers and medical facilities. If your plans include international travel, GeoBlue has an extensive network of options to meet your needs when living or working abroad for an extended period of time. Though many Blue Cross Blue Shield plans cover international care in emergency situations, GeoBlu e plans offer the most complete set of benefits and access to services like emergency medical evacuation, which might not be covered by your regular plan.
To learn more, visit BCBS. Insurance Tips for Travelers Here are a few steps you can take to take charge of your health while traveling: Traveling Within the United States Call your BCBS company to find out what your benefits cover while traveling. Call your Blue Plan for precertification or prior authorization if necessary.
Refer to the phone number located on your Blue ID card.
With the BlueCard® Program, you can take your health care benefits with you when you travel or live outside the CareFirst service area; it provides coverage that extends beyond Maryland, . Check insurance coverage with your carrier and identify whether or not you are covered while traveling abroad. Most insurance, including Medicare, doesn't cover medical emergency . CareFirst BlueChoice: Members receiving care outside the CareFirst service area will experience the lowest out of pocket costs by accessing a national BlueCard PPO provider. Members will .