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Cigna ppo plans 2017

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Effective Date Your election to enroll in, change, or cancel your medical plan coverage will go into effect as of the date of the change, provided that you make this election within 30 days of that date of the change.

For example, assume that you have Employee Only coverage, and you get married during the year. In this case, you can choose to cover your new spouse, provided that you make this election within 30 days of your date of marriage.

Cancelling Coverage If you have a Change in Status, you can also elect to cancel your medical plan coverage. If you elect to cancel your coverage, you cannot restore it until the next annual open enrollment period, unless you have another Change in Status. If you are in an unpaid status or receiving disability pay, the contributions you would otherwise have paid towards the cost of your coverage will be suspended during the first four months of leave.

If you do not return from your leave of absence, you will be responsible for any benefit contributions you have not made during your leave. Tufts Health Plan will deduct the amount you owe from your last check. If you do not receive a last check, a bill will be sent directly to your home and you will be required to pay the entire amount within 14 calendar days.

You should contact Human Resources for more information concerning the continuation of your benefit coverage during an authorized FMLA leave. Please refer to the repayment options described above. You should contact Human Resources for more information concerning the continuation of your coverage during a leave of absence. Military Leave: Reservists who are called to active duty with the Armed Forces of the United States have special benefit continuation and reemployment rights under the law see Administrative Information.

This means that:. Privacy of Genetic Information: The Genetic Information Nondiscrimination Act of GINA prohibits the unauthorized use or dissemination of genetic information including results from or information about genetic tests or services by the Company, plan administrators, insurance companies, or health care providers.

Under GINA, your genetic information may be disclosed only if you consent to this disclosure in writing. You can also contact a Member Specialist at , ext. A QMCSO is a judgment, decree or order including approval of a settlement agreement issued by a court of competent jurisdiction that satisfies all of the following:. A QMCSO may not require the health insurance policy to provide coverage for any type or form of benefit not otherwise provided under the policy.

Tufts Benefit Administrators, Inc. Please enter a search term to begin your search. You are also eligible to participate in the medical plans if you are a non-employee member of the Board of Directors of Tufts Associated Health Maintenance Organization, Inc. Your eligible dependents include: your spouse; your dependent child through the end of the month in which he or she turns age 26; a disabled dependent child at any age who is incapable of self-support due to a mental or physical handicap; or your domestic partner.

Your children also include any other children: for whom you have legal guardianship; who meet the IRS definition of your dependents; or for whom the Company is required to provide coverage under a Qualified Medical Child Support Order QMCSO see below.

The age limit for children defined above is age Disabled Dependent Child: For plan purposes, a disabled dependent child is your child who: became permanently physically or mentally disabled before his or her 26th birthday; is incapable of supporting himself or herself due to disability; lives with you or your Spouse; and was covered under your family coverage immediately before reaching age 26 or has been covered by other group health coverage since the disability began.

The employee and the Domestic Partner must: share a mutually exclusive and enduring relationship; have shared a common residence for 12 prior consecutive months and intend to do so indefinitely; be financially interdependent; be jointly responsible for their common welfare; and be committed to a life partnership with each other. The cost to you will depend on: the level of coverage you select; and your annual salary. You can also visit the Company intranet or contact Human Resources at ext.

In addition, you or your eligible dependent may enroll for medical coverage within 60 days after either of the following events: You or your dependent are eligible under a state Medicaid plan or state children's health insurance program CHIP and the Medicaid or CHIP coverage is terminated. You should contact Human Resources for more information concerning the continuation of your benefit coverage during an authorized FMLA leave.

Please refer to the repayment options described above. You should contact Human Resources for more information concerning the continuation of your coverage during a leave of absence. Military Leave: Reservists who are called to active duty with the Armed Forces of the United States have special benefit continuation and reemployment rights under the law see Administrative Information.

This means that:. Privacy of Genetic Information: The Genetic Information Nondiscrimination Act of GINA prohibits the unauthorized use or dissemination of genetic information including results from or information about genetic tests or services by the Company, plan administrators, insurance companies, or health care providers.

Under GINA, your genetic information may be disclosed only if you consent to this disclosure in writing. You can also contact a Member Specialist at , ext.

A QMCSO is a judgment, decree or order including approval of a settlement agreement issued by a court of competent jurisdiction that satisfies all of the following:. A QMCSO may not require the health insurance policy to provide coverage for any type or form of benefit not otherwise provided under the policy. Tufts Benefit Administrators, Inc. Please enter a search term to begin your search. You are also eligible to participate in the medical plans if you are a non-employee member of the Board of Directors of Tufts Associated Health Maintenance Organization, Inc.

Your eligible dependents include: your spouse; your dependent child through the end of the month in which he or she turns age 26; a disabled dependent child at any age who is incapable of self-support due to a mental or physical handicap; or your domestic partner.

Your children also include any other children: for whom you have legal guardianship; who meet the IRS definition of your dependents; or for whom the Company is required to provide coverage under a Qualified Medical Child Support Order QMCSO see below. The age limit for children defined above is age Disabled Dependent Child: For plan purposes, a disabled dependent child is your child who: became permanently physically or mentally disabled before his or her 26th birthday; is incapable of supporting himself or herself due to disability; lives with you or your Spouse; and was covered under your family coverage immediately before reaching age 26 or has been covered by other group health coverage since the disability began.

The employee and the Domestic Partner must: share a mutually exclusive and enduring relationship; have shared a common residence for 12 prior consecutive months and intend to do so indefinitely; be financially interdependent; be jointly responsible for their common welfare; and be committed to a life partnership with each other. The cost to you will depend on: the level of coverage you select; and your annual salary.

You can also visit the Company intranet or contact Human Resources at ext. In addition, you or your eligible dependent may enroll for medical coverage within 60 days after either of the following events: You or your dependent are eligible under a state Medicaid plan or state children's health insurance program CHIP and the Medicaid or CHIP coverage is terminated.

You or your dependent becomes eligible for a premium assistance subsidy under a state Medicaid plan or CHIP. You have two options for repayment: You can pay your contributions during your leave via check. You can pay your contributions upon your return to work. You will receive an e-mail from Human Resources informing you of the amount you need to repay. You will be given the option to pay this amount either via Payroll in one pay period or over a few pay periods or to write a check for the whole amount.

Injured Service Member Leave : An eligible employee who is the spouse, son, daughter, parent, or next of kin of a covered service member who is recovering from a serious illness or injury sustained in the line of duty on active duty is entitled to up to 26 weeks of leave in a single month period to care for the service member.

The employee is entitled to a combined total of 26 weeks for all types of FMLA leave in the single month period. This means that: Your medical records may not be used by the Company for employment, personnel, or other non-health related reasons without your written consent; Your medical records may not be disclosed without your written consent except to the extent required by physicians and other health care providers to provide treatment ; You have the right to inspect your own health care information, and request changes if you believe the information is inaccurate; and You have the right to restrict the use and disclosure of your own health care information.

A QMCSO is a judgment, decree or order including approval of a settlement agreement issued by a court of competent jurisdiction that satisfies all of the following: The order specifies your name and last known address, and the child's name and last known address; The order provides a description of the coverage to be provided, or the manner in which the type of coverage is to be determined; The order states the period to which it applies; and The order specifies each plan to which it applies.

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Cigna's national network of doctors and facilities makes it easy for employees to get in-network care. Search PPO network providers. Your plan will vary based on what you discuss with your local Cigna representative, but here is a basic summary of how PPO plans typically work:. Thank you for your interest in Cigna. Please provide some basic information about your company and a representative will contact you. Processing your submission Get Started.

View Cigna Company Names. Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and complete details of coverage, contact your Cigna representative.

All rights reserved. These plans offer additional coverage for certain medical conditions such as cancer treatment and chronic disease management; however, there may be higher premiums associated with these plans due to the increased cost of providing extra benefits coverage on top. Your email address will not be published. Save my name, email, and website in this browser for the next time I comment. Cigna Health Insurance Plan Types: 1. Individual Plans. Related Articles.

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What Plan Is Right For Me

Cigna offers health insurance plans in many states, including California, New York, . January 1 December 31, EVIDENCE OF COVERAGE Your Medicare Health Beneits . Most plans offer access to Cigna's large national network of labs, x-ray and radiology offices, .