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Medical benefits may cover other tests and screenings that may be recommended by your doctor or health professional. Our preventive service guidelines can help you decide with your doctor what the right health screenings are for you and your family. If your health insurance plan covers both your preventive care and medical benefits, you can be advised to take tests and screenings that fall under your medical benefits instead of preventive care.

If you are being treated for an existing condition or are presenting symptoms of an illness when you visit, tests and check-ups may fall under medical benefits.

These tests or treatments may be subject to deductibles , copays, or coinsurance. Kelly, age 45, sees her doctor for a routine office visit. During her annual physical, she also has age appropriate screenings. Her doctor orders a lipid screening, urinalysis, and full blood chemistry panel. She is subject to any copay, deductible, or coinsurance under her plan. Skip Navigation. Login Register. Have questions about health insurance?

Explore our Insurance Basics pages. Learn More. We're on a mission to make quality care affordable, easy to use and available to everyone in Maryland, Washington, D. Learn about who we are and who we advocate for. Discover how we're investing in the health of our communities. Learn how we're working to transform healthcare.

Our online resources, tools and support make doing business with CareFirst easy, so you can focus on patient care. Apply Now. Interested in making a meaningful difference in our community? Explore our career opportunities to find your place with one of the world's most ethical companies. Search Jobs. Have a question for us? If you are looking to buy or renew a CareFirst plan, please contact us at Have a question about individual or family plans?

Visit our contact us page. Skip Navigation. Login Register. Explore our Insurance Basics pages. Need Insurance? Log In or Register. Find a Doctor.